A bridging loan is a short-term loan that helps you "bridge the gap" between buying something and receiving the funds from selling something else. Bridging loans are typically used when you need to act quickly to secure your dream home. They are short-term loans, usually lasting between 3 and 12 months, with interest rates that are generally higher than traditional mortgages.
Bridging loans are commonly used by people who want to purchase a new home before selling their existing one. They're also popular with landlords, homeowners, and property investors for various purposes, including:
1. Buying property
2. Developing properties
3. Investing in buy-to-let opportunities
EXPERT BRIDGING LOAN PROVIDER TO BRIDGE YOUR FINANCIAL GAP
Kinetic Finance stands as a beacon of reliability and innovation in the realm of Bridging Loans. Since our inception in 2003, we have consistently demonstrated a commitment to providing dynamic financial solutions tailored to the unique needs of individuals and businesses.
WHY KINETIC FINANCE?
Kinetic Finance is one of the UK’s leading bridging loan specialists, delivering fast, reliable bridging solutions to individuals and businesses since 2003.
WHO WE ARE
WHY KINETIC FINANCE
WHO WE ARE
WHY KINETIC FINANCE
1. Fast Approval: Bridging loans can be approved in days, ensuring you never miss a crucial opportunity.
2. Flexible Terms: Tailored loan terms to suit your unique financial requirements.
3. Diverse Applications: Use for property development, investment opportunities
1. Property Developers: Secure funding quickly for property acquisitions or renovations.
2. Businesses: Address short-term cash flow issues, invest in growth, or fund immediate needs.
3. Investors: Bridge the gap between buying and selling assets to unlock future pot
1. Fast Funding: Ideal for situations where time is critical.
2. Flexible Repayment Options: Pay off the loan through asset sales or long-term financing.
3. Custom Loan Amounts: Bridging finance loans range from £100,000 to £1 million, depending on your asset value.
Whether you need working capital, funding to facilitate growth or property finance, we will tailor a solution to meet your requirements.
Fill out the form below and your advisor from Kinetic Finance will be in touch.
1. Fast access to funds (often within days)
2. Flexible terms and repayment options
3. Ability to act quickly on property or business opportunities
4. Avoiding the need for temporary moves or rentals
An exit strategy is your plan for repaying the loan (e.g., selling the property, refinancing). Lenders focus heavily on this to ensure you can repay on time
1. Most lenders offer up to 75% LTV, including rolled-up or retained interest.
2. The actual amount depends on property value, outstanding mortgages, and your financial profile
1. Monthly payments: Like a standard mortgage.
2. Retained interest: Lender deducts interest upfront from the loan.
3. Rolled-up interest: Interest accrues and is paid at the end of the term (increases total repayable)
1. Buying a property before selling another
2. Auction purchases (with tight completion deadlines)
3. Refurbishing or upgrading properties
4. Expanding property portfolios
5. Breaking property chains
6. Business cash flow management
